XRP achieves strategic path to global adoption through SWIFT integration: Evaluating investment impacts of Ripple’s collaboration with Finastra and SWIFT trials

Ripple is integrating with SWIFT through its partnership with Finastra, allowing RippleNet to access more than 11,000 SWIFT-connected organizations. The upcoming trials to be conducted in 2025 will test XRP and HBAR in cross-border transactions, aiming to leverage SWIFT’s liquidity layer to reduce costs and latency. Ripple aims to account for 14% of SWIFT’s annual $15 trillion transaction volume over five years, while expanding its ecosystem with initiatives such as RLUSD in Africa and asset tokenization in partnership with Linklogis. Regulatory transparency and trial results remain key factors in adoption.