XRP ETF approved and DeFi innovation wave: Why Mutuum Finance (MUTM) is a 100-fold investment opportunity that retail investors cannot ignore

Ripple’s XRP has gained popularity among institutional investors, with 11 spot ETF applications expected to be approved by October 2025, potentially attracting $5 billion to $8 billion inflows; while Mutuum Finance (MUTM) raised $14.8 million in pre-sales through a practical DeFi model, with a forecast return of 27 times by 2026. Amid clear regulatory context, XRP’s price is currently stable at $2.22; while MUTM’s dual lending framework and stablecoin integration targets scalable cross-border DeFi solutions.