One dollar, two worlds: How are the adoption of stablecoins around the world differently

There are differences between stablecoins in the United States and emerging markets. In the United States, the GENIUS Act establishes a federal framework for regulated non-income tools; while in southern countries around the world, stablecoins act as inflation hedges and remittance solutions. The industry has reached $280 billion in size and may grow to $2 trillion by 2028. USDT's payment share in BitPay is 61%, ahead of USDC's 38%. Despite risks such as unregulated issuers and opaque reserves, stablecoins will still account for 40% of the total global payments in 2025 driven by remittances, corporate finance and B2B transactions.