Mutuum Finance’s dual-definition of lending control
Source: CoinWorld
Time: 2025-09-12 18:01:49
Mutuum Finance (MUTM) is a non-custodial DeFi lending protocol that combines peer-to-peer (P2C) and peer-to-peer (P2P) models to provide a flexible lending experience. Its P2C system uses over-collateralized assets (such as ETH, with a minimum collateral ratio of 150%) for stablecoin lending, while the P2P system supports holding speculative assets such as meme tokens in the quarantine pool. The MUTM token, which was priced at $0.025 in the fourth phase pre-sale, has raised more than $6 million from 7,700 investors. The platform adopts a deflationary “buy, destroy, distribute” token model and is expanding multi-chain support, with plans to launch staking stablecoins and conduct third-party audits to enhance security.