Binance will update the collateral ratio and leverage ratings for multiple assets

The platform will update the mortgage rate and ladder mortgage rate of PM Pro under the portfolio margin model. These changes will affect multiple assets from 06:00 on September 16, 2025 (UTC) and 06:00 on September 19, 2025 (UTC). The update is expected to be completed in about 30 minutes. **Mortgage Rate Adjustment** On September 16, 2025, the mortgage ratios of WLD and BIO will be adjusted from 50% to 60% and from 20% to 30% respectively. For PM Pro, the ladder collateral ratios for assets such as XRP and DOGE will change. For example, the lower and upper limit of the mortgage ratio for XRP and DOGE will be adjusted from $1,000,000 to $3,000,000 (100% mortgage rate), while the lower and upper limit of the mortgage ratio will be adjusted from $5,000,000 to $99,999,999,999,999,999 (60% mortgage rate). Similarly, the collateral ratings of ADA and SUI will be adjusted, and the lower and upper limits of collateral rates will also change. On September 19, 2025, the collateral ratios for other assets such as CELO, ZIL, DASH, ANKR and HOT will be reduced. CELO’s collateral ratio will drop from 45% to 30%, while ZIL, DASH, ANKR and HOT will drop to 30% and 25% respectively. **Leverage and margin rating updates** Binance Contract will also update the leverage and margin ratings of some USD-M perpetual contracts. This update will take effect on September 12, 2025 at 06:30 (UTC). The leverage and margin levels of contracts such as PENGUUSDT, IPUSDT, ONDOUSDT, POLUSDT, SEIUSDT and other contracts will be adjusted. It is recommended that users adjust their positions accordingly, because the positions that have been built before the update will be affected. This update is designed to optimize trading conditions and risk management for platform contract trading users.