XRP’s emerging role in retail remittances and small business payments: a disruptive bridge in the digital economy
Source: CoinWorld
Time: 2025-09-10 07:24:16
XRP will revolutionize retail remittances and SME payments by enabling near-instant, low-cost cross-border transactions through XRP ledgers in 2025. Financial institutions such as UnionBank and Yes Bank use Ripple's On-Demand Liquidity to reduce costs by up to 70% and reduce settlement time to seconds. With regulatory clarity following the Securities and Exchange Commission’s (SEC) resolution, more than 300 institutions have used RippleNet, pushing XRP’s market cap to $178 billion. Despite the competition from stablecoins, XRP’s efficiency and growing penetration make it a critical infrastructure for emerging markets.